Privacy Policy
Introduction
At https://loans-for-medical-practices-lubbock-tx.texasbizloans.com (hereafter ‘the Company’ or ‘we’), we take the protection of your privacy and personal data seriously. This Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in compliance with various global privacy laws, including but not limited to:
- Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
- Quebec Law 25
- The General Data Protection Regulation (GDPR) of the European Union
- Brazil’s Lei Geral de Proteção de Dados (LGPD)
- California’s Consumer Privacy Act (CPPA) and its recent amendments (CCPA/CPRA)
- Colorado’s Consumer Protection Act (CPA)
- Utah’s Consumer Sales Practice Act (UCPA)
- Connecticut’s Consumer Protection Act (CTDPA)
- Virginia’s Consumer Data Protection Act (VCDPA)
- South Africa’s Protection of Personal Information Act (POPIA)
Scope
This policy applies to all aspects of our website, applications, services, and products at https://loans-for-medical-practices-lubbock-tx.texasbizloans.com. Please note that it does not extend to third-party platforms, apps, or services accessed through links on our site, as these follow separate privacy policies.
Processing Activities
This policy covers interactions when:
- You use our applications and services as an authorized user
- You visit websites linked to this Privacy Policy
- You receive communications from us, including newsletters, emails, calls, or texts/SMS
Personal Data Collection
We collect various types of personal data, which include:
- Account Information (username, password)
- Payment Details (cardholder name, card number, expiration date)
- Financial Records (income, bank account details)
- Purchase History
- Mobile Device Identifiers (device type, OS, unique device ID)
- Location Data (geolocation coordinates)
- Feedback and Reviews
- Social Media Handles and Content
- Product Interest and Usage Information
We gather this data through direct user input, interactions with our services, and automated technologies. Third parties may also share personal data with us, respecting their privacy policies.
Cookies
We use cookies to enhance user experience and analyze website performance. Cookie categories include:
- Strictly Necessary (essential for website functionality)
- Preferences (customizing user experience)
- Analytics (tracking site usage)
Users can manage non-essential cookies via our Cookie Manager.
Retention and Deletion
We retain personal data as required by law or for the purpose it was collected. Once these purposes are fulfilled, we securely delete or anonymize the data.
Security Measures
We implement robust organizational safeguards and security protocols to protect your personal information. This includes encrypted communication and engagement with secure third-party processing partners.
Children’s Privacy
Our services do not intentionally collect personal data from children under 18 years old.
Your Rights
Depending on your jurisdiction, you may have rights regarding:
- Accessing, rectifying, or erasing your data
- Restricting or objecting to the processing of your data
- Portability of data
- Withdrawing consent
To exercise these rights, contact our dedicated privacy team.
Changes to Policy
We reserve the right to update this Privacy Policy at any time. Any modifications will be posted on our website.
Contact Information
For inquiries, unsubscribe requests, or data-related questions, reach out to us via email at [email protected].